City of Chico - Employee Benefits (2024)

Beginning October 1, 2023, the City will begin transitioning its Retiree & COBRA insurance administration from Workterra toBenefit Coordinators Corporation (BCC). BCC will coordinate the annual Open Enrollment process during the month of October (for a January 1, 2024 effective date) and subsequently assume full-time delivery of all retiree/COBRA health services as of 1/1/2024.Retirees or COBRA participants wishing to make achange must contact Workterra or BCC directly.

• Drop the City’s Retiree coverage, or
• Retain the City’s coverage to use as a secondary insurance (premiums will change depending on selection).

NOTE: If you drop the City’s Retiree coverage, your dependents cannot stay on the insurance. They will transition to COBRA coverage, which is a limited-term benefit.

Once you have reviewed options and made your choice, contact Workterra at 888-604-3924to request the change.

Core Benefits Available

Time Off Benefits

*Eligibility Depends on bargaining unit and position.

City of Chico 2024 Health Plan Notices
City of Chico 2023 Health Plan Notices
City of Chico 2022 Health Plan Notices

Preventive Services Covered under the Affordable Care Act
Glossary of Health Coverage and Medical Terms
Premium Assistance Under Medicaid and the Children's Health Insurance Program (CHIP)

Questions? Contact your Aflac representative:
Adam Brubaker
(530) 949-3767
​adam@leftoutins.com

Customer Service: 888-CalPERS (or 888-225-7377)
www.calpers.ca.gov
CalPERS Beneficiary Designation
Planning Your Service Retirement (Pub 1)
Service Retirement Application (Pub 43)
Retirement Allowance Estimate Request (BSD-470)
Local Miscellaneous Benefits (Pub 8)
Local Safety Benefits (Pub 9)
Service Credit Purchase Options (Pub 12)
Power of Attorney (Pub 30)
Community Property Guide (Pub 38A)
CalPERS Pension Worksheet

Have you created a “My CalPERS” Account yet?The CalPERS website is a fantastic resource! Members can review their employee and employer contributions and utilize calculators to estimate retirement amounts, as well as access recent forms and publications. Signing up iseasy, visit:https://www.calpers.ca.gov/.

• Go tohttps://www.msqplanservices.org/myplan/307126
• Enter and confirm your Social Security number, then enter the City’splan number:307126
• Select your enrollment method:
  • Express:enter your personal information and contribution information. Later, through Account Access, you can submit your investment and beneficiary information.
  • Comprehensive:enter your personal information, beneficiary information, contribution information, investment allocations, and create a user ID.
  • Note:At this time, City employees can only elect dollar amounts (no percentages).
• Use the print enrollment form feature at the end of your online enrollment process to print the form.
• Provide HR a copy of your enrollment form and complete a copy of the Contribution Change Form in order to initiate your contribution through payroll deductions.

Need additional help?Watch ashort video guideto see how easy it can be to enroll online. You can also contact the City’s Mission Squarerepresentative listed below.

Once you’re enrolled, use the following resources:

• Manage your accountonline.
• Get tips and tools to help you save and invest —
  https://www.missionsq.org/for-individuals/education.
• Review your saving and investing goals with your Mission Square representative:
  Mark Tomasini
  Retirement Plans Specialist
  Desk: 1-866-749-5180 | Cell: 202-527-0118| Email:mtomasini@missionsq.org
  Click here to schedule an Appointment with Mark

Extra Forms:

• 6 virtual or face-to-face counseling sessions
• On demand self-care options for stress, anxiety and depression
• Legal counseling and mediation services
• Financial consultations and an online financial resource center
• ID theft support
• Critical incident response services
• Adult and eldercare services
• Child and parent services
• Chronic condition and life learning support
• Assistance with convenience services
• Training and development for managers and employees

Farm Fresh to You
City of Chico employees are eligible to join a Community Supported Agriculture (CSA) delivery box at a discounted rate!For more information, and a link to join, read theFarm Fresh to Youflyer.

FlightCare Membership
Employees who join the FlightCare Membership Program are not billed for out-of-pocket expenses when FlightCare or a reciprocating emergency air transport service is used. To view information about this program and enroll online,Click Here.

Flu Shot Clinics
The City traditionallyoffers a no-cost Flu Shot Cliniceach year during Open Enrollment (employees must provide prescription card).Employees who are unable to attend the scheduled Flu Shot Clinicare still able to receive zero-cost Flu Shots at any pharmacywith their prescription card.

Fitness Discounts
HRprovides a flyer of local fitness centers. Employees may need to show proof of employment with the City of Chico upon enrollment.Fitness Discounts 2022

• Anthem Blue Cross
• Carrum Health
• Delta Dental
• Prudential
• Optum Employee Assistance Program
• Mission Square Retirement
• Flu Shot Clinic
• Sterling Administration
• Vision Service Plan

Hero Homebuyer Program
The Hero Homebuyer Credit is designed to help public employees purchase or refinance a home by offering up to $20,000 to cover closing costs and expenses. For more information, visit the Hero Homebuyer Program byClicking Here.

Lactation Room
A designated lactation room is available, by appointment, on the third-floor of the City’s Municipal Building.Please contact Human Resources, at x7900, to reserve needed times.

Water Dispensers
Many department have chilled & heated water dispensers on-siteto ensure easy access to fresh water and to diminish bottled water usage within the building.

Group Life:The City of Chico provides City-paid Group Life Insurance of the annual salary, rounded to the next thousand, for qualified employees.

Voluntary Life:This isin additionto the City-paid Group Life Insurance that is provided to qualified employees at no cost!

Coverages Available:

• Employee:$10,000 increments, up to 5x the employee’s annual earnings, not to exceed $500,000.
• Employee Accidental Death & Dismemberment (AD&D):$10,000 increments, up to 5x the employee’s annual earnings, not to exceed $500,000.
• Spouse:$5,000 increments, up to 100% of employee coverage for voluntary life or AD&D.
• Children, birth – 6 months:$1,000
• Children, 6 months – 19 (or 26 if full-time student):$2,000 increments, not to exceed $10,000.

Applications/Change Forms

Individuals who previously opted out will need to re-verify annually. HR will contact you individually to arrange renewed documentation.

Anthem Blue Cross Medical Insurance
Anthem Customer Service
Customer Service: (800) 967-3015
https://www.anthem.com/login/

After medical, dental, vision, and flexible spending account elections are made, Internal Revenue Service (IRS) regulations generally permit changing those elections only during the next open enrollment (October of each year). However, if you experience a “qualifying event” during the year you may change certain benefit plan elections mid-year. Be sure to notify HR of any qualifying life eventwithin 30 daysof the eventin order to makechanges to your elections. No exceptions to the 30 day notification deadline are permitted.

• add or delete dependents fromMedical, Dental and Visionor choose a new Medical plan;
• enroll in, increase or dropVoluntary Life Insurance;
• enroll/re-enroll in a Section 125 Healthcare, Limited Purpose or Dependent CareFlexible Spending Account (FSA);
• enroll in, or change,AFLACcoverages.

NOTE:If you do not wish to change your benefits or re-enroll in an FSA, no action is required during Open Enrollment.

Why save for college with ScolarShare529?
A 529 is one of the best ways to save for higher education. ScholarShare 529 benefits include:

• 100% tax-free growth can mean more money for higher education.
• Low fees that ensure your savings primarily go toward education costs.
• Parent-owned 529 accounts have less impact on financial aid eligibility than other saving methods.
• Tax-free withdrawals for qualified higher education expenses, like tuition, room and board, books, computers, and more.
• Eligible for use at most schools nationwide and many abroad – undergraduate and graduate programs, community colleges and trade schools.
• Overseen by the ScholarShare Investment Board, an agency of the State of California.

Make reimbursem*nts and payments even easier – use the app

Sterling Administration
Customer Service: (800) 617-4729
email: customer.service@sterlingadministration.com
www.sterlinghsa.com

Flexible Spending Accounts MUST be re-elected annuallyduring Open Enrollment.

If you complete paper copies, please don’t email items containing social security numbers – it’s too risky. Instead:

• Put them in an interoffice envelope and send them to HR.
• Or, scan the item to the secure HR Scan Drive by using the closest copier:
  • Scan your proxy card
  • PressScan >Scan to HR. (Note a slight variation for PD copiers:Scan & Send > One-Touch > HR Scans– you may have to follow the down-pointing arrow/bottom right if there’s an extensive list.)
  • Your document will magically appear in a scan folder on our end and will be acknowledged by an HR staff person within a short period of time (watch your email for a confirmation). Hold on to your originals until you receive confirmation; otherwise, no need to send the originals to HR.

Still need assistance?